Insurance in Spain 2024
Health insurance in Spain

Health insurance is an important aspect of obtaining a residence permit in Spain and unfortunately not all policies are suitable. By common law, your policy must provide “full coverage” and have no copayments, known as copagos, and must also include coverage for hospitalization and ambulance services. Failure to include these conditions in your policy may be grounds for refusal to make a decision on the issuance of a residence permit, regardless of the correctness of all other documents.

Philip Borovkov, I am an official representative of a well-known in Spain and the EU insurance company Sanitas S.A., which gives the opportunity to customize each medical policy individually to the needs of a particular client with a number of additional coverages (pharmacy costs, dentistry, ophthalmology, accident protection, repatriation, etc.).

Filipp Borovkov
Sanitas Insurance
Offical agent
Purposes of insurance in Spain
We are ready to offer competitive insurance services and affordable support in your language
  • 1
    Emergency situations
    Unexpected illnesses or accidents can happen at any time. A medical policy provides financial protection by covering the costs of medical care in case of emergencies.
  • 2
    Prevention and inspection
    Regular medical check-ups and preventive measures help to detect diseases in their early stages. With a health insurance policy, you can afford to have regular check-ups, which helps to maintain your health.
  • 3
    Cost savings
    Owning a medical policy can significantly reduce the financial burden of medical treatment and surgeries. With insurance, some or all of the costs may be covered by the insurance company.
  • 4
    Calm and confident
    Knowing that you have health insurance can make you feel more confident about your health. It also reduces the stress and anxiety associated with possible medical problems.
  • 5
    Ensuring access to quality health care
    A medical policy provides access to qualified doctors and medical services. This allows you to receive timely and effective treatment, improving your chances of a full recovery.
Insurance at Sanitas is convenient
The main advantages of purchasing a policy from Sanitas are as follows
  • Quality
    A large selection of clinics for referral in all regions of Spain.
  • Time saving
    Short waiting periods for doctors. Affordable “cita” for virtually tomorrow.
  • Customer Support
    Personal (from the insurance agent) and corporate (from the insurance company) customer support.
  • Favorable conditions
    Discounts when you sign up for a policy. Possibility of exchangeable, annual or quarterly payment.
  • Accessibility
    Access to the best doctors in various private clinics throughout Spain.
  • Современные технологии
    Remote enrollment. Mobile application for consultations and appointments with doctors.
What does a policy from Sanitas allow you to do?
7 benefits of private health insurance from our company:
  • 1
    The medical policy is valid from the first day of its issuance. Health Assistant” service

  • 2
    There is no long waiting period for appointments with specialized specialists.
  • 3
    Consultations with all medical specialists are available.
  • 4
    The choice of clinic and the necessary specialization (Especialidad) of the doctor does not depend on the place of residence and registration.
  • 5
    You can book a consultation with the doctor online in your personal office or on the mobile app.
  • 6
    A video call consultation with a doctor in English is available.
Pregnancy and childbirth in Spain
You can buy an insurance policy that fully covers the management of your pregnancy. Also, before you give birth, you have the right to ask the clinic where you want to give birth to give you a tour, where they will tell you about the conditions of stay and necessary things.
  • unlimited number of visits to gynecologist and other specialists;
  • all the blood tests you need, and you get the results faster;
  • the ability to do as many ultrasounds as needed;
  • can do additional examinations at the request of the expectant mother;
  • the opportunity to seek a second opinion from another physician in controversial situations;
  • The gynecologist who is in charge of your pregnancy will most often recommend a hospital for delivery, and he or she will travel with his or her team to deliver the baby;
  • services of doctors, nurses and all necessary manipulations at the birth;
  • a single postpartum room in which the woman in labor can stay with her partner + there is a bed and food for the partner;
  • In the postnatal ward, visits are not limited in time or number of people.
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